Mortgages Made Simple.
Advice That Puts You First.

We are Rate Rebels, an independent,
London based mortgage broker helping clients
across the UK find the right deal with clarity and confidence
Fully qualified, FCA regulated,
and proudly human in everything we do

Rate Rebels... our story

At Rate Rebels, a London based mortgage broker, we make mortgage advice human again. No scripts. No jargon. Just real people you can reach by text, call or email when it suits you.

We work with lenders from across the market, giving you genuine choice and full transparency at every stage of your journey.

We are fully qualified and FCA regulated, we keep things simple, clear, and built around you.

Our Services

Straightforward mortgage advice, built around you

First Time Buyers

Buying your first home should feel exciting. We help you work out what you can borrow, compare the right options, and guide you through each step with clarity and confidence.

Buy-to-Let

Whether it is your first rental or another addition to your portfolio, we will find competitive buy-to-let options with clear advice shaped around your goals as an individual or landlord.

Company Directors

Self-employed or running your own business?
We understand how you earn and how lenders view your income. We connect you with lenders who look at the bigger picture.

Specialist Finance

From business mortgages to development finance, we help you find funding that fits your strategy. Straight answers, quick responses, and support that keeps things moving.

THINK CAREFULLY BEFORE SECURING ANY DEBTS AGAINST YOUR HOME.
YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Our fees & the process

No surprises and no small print, just clarity.
Fees are paid only when your mortgage offer is issued.

Regulated mortgages
£500

Consumer Buy-to-Let
£1,500

Buy-to-Let mortgages
£1,000

Commercial mortgages
£1,500

We guide you through a transparent four stage process from our
first chat right the way through to completion.

Stage 1

A fact find conversation

Stage 2

We search the market for you

Stage 3

We present our recommendations

Stage 4

We submit your application

We'd love to hear
from you...

Fill out the form, call or WhatsApp. You will always reach a human, not a script. Tell us what you need and we will get straight to it with clear answers. 

Simple, honest, Rate Rebels.

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